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These programs reward you for every dollar you spend, often saving you money on travel and other expenses.

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With each purchase, you earn points to redeem for cash, statement credits, travel discounts and more. There are even certain situations where a credit card is essential, like many car rental businesses an. Credit cards that offer rewards are a great way to get money back on purchases you already make. Mileage reward credit cards help you save money and earn discounts on future travel simply by earning rewards for the things you spend your money on. However, without one you will be missing out as they offer protection when buying items online.

Some people believe that you should avoid getting a credit card as they generate debt.

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