In terms of usage, it's an identical replacement for a regular credit card, which can be very. For some extra security to fall back on if times get tough or to help build y. In today's age, debit cards are reg. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.

Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.

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A secured credit card can be a helpful tool if you're trying to build or repair your personal credit profile.

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You put down a refundable deposit — which becomes your spending limit — on a secured card and use it just like a credit card, repa.

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