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Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. However, without one you will be missing out as they offer protection when buying items online. There are thousands of credit cards out there to choose from. When people go shopping for a new credit card, they want to make a decision based on what their particular needs are.

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